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PostPosted: Thu Aug 24, 2017 7:33 pm 
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Halfapint wrote:
Definitely trying to be better about spending
Same here, but hey! New-to-me AR, yo!

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PostPosted: Thu Aug 24, 2017 7:37 pm 
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Debt is slavery.


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PostPosted: Thu Aug 24, 2017 7:41 pm 
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absinthe beginner wrote:
Debt is slavery.
we fight for our freedom! :twisted:

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PostPosted: Thu Aug 24, 2017 9:51 pm 
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No matter how much you earn, getting by is still a struggle for most people these days.

Seventy-eight percent of full-time workers said they live paycheck to paycheck, up from 75 percent last year, according to a recent report from CareerBuilder.

Overall, 71 percent of all U.S. workers said they're now in debt, up from 68 percent a year ago, CareerBuilder said.

While 46 percent said their debt is manageable, 56 percent said they were in over their heads. About 56 percent also save $100 or less each month, according to CareerBuilder. The job-hunting site polled over 2,000 hiring and human resource managers and more than 3,000 full-time employees between May and June.

Most financial experts recommend stashing at least a six-month cushion in an emergency fund to cover anything from a dental bill to a car repair — and more if you are the sole breadwinner in your family or in business for yourself.

While household income has grown over the past decade, it has failed to keep up with the increased cost-of-living over the same period.

Even those making over six figures said they struggle to make ends meet, the report said. Nearly 1 in 10 of those making $100,000 or more said they usually or always live paycheck to paycheck, and 59 percent of those in that salary range said they were in the red.

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PostPosted: Wed Oct 04, 2017 11:53 pm 
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4 Ways to Bounce Back From a Financial Setback

Also, I cut up a credit card. :D

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PostPosted: Thu Oct 05, 2017 8:31 am 
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MPMalloy wrote:

I tried that once. Didn't really help much. Just made it more difficult to swipe the pieces at the LGS

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PostPosted: Sun Nov 12, 2017 8:54 am 
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Cryptocurrency is like a debt zombie eating mini-gun that fires flaming, acid coated sharks with lasers on their heads.


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PostPosted: Tue Nov 14, 2017 6:09 pm 
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From CNBC: Richest 1% now owns half the world's wealth
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Richest 1% now owns half the world's wealth

The wealthiest 1 percent of the world's population now owns more than half of the world's wealth, according a Credit Suisse report.

The total wealth in the world grew by 6 percent over the past 12 months to $280 trillion, Credit Suisse said.

That was the fastest wealth creation since 2012.

By Robert Frank | @robtfrank Published 6 Hours Ago Updated 9 Mins Ago CNBC.com

The wealthiest 1 percent of the world's population now owns more than half of the world's wealth, according to a new report.

The total wealth in the world grew by 6 percent over the past 12 months to $280 trillion, marking the fastest wealth creation since 2012, according to the Credit Suisse report. More than half of the $16.7 trillion in new wealth was in the U.S., which grew $8.5 trillion richer.

But that wealth around the world is increasingly concentrated among those at the top. The top 1 percent now owns 50.1 percent of the world's wealth, up from 45.5 percent in 2001.

"So far, the Trump presidency has seen businesses flourish and employment grow, though the ongoing supportive role played by the Federal Reserve has undoubtedly played a part here as well, and wealth inequality remains a prominent issue," said Michael O'Sullivan, chief investment officer for International Wealth Management at Credit Suisse. "Looking ahead, however, high market valuations and property prices may curb the pace of growth in future years."

The world's millionaires are expected to do the best in the coming years. There are now 36 million millionaires in the world, and their numbers are expected to grow to 44 million by 2022.

The U.S. still leads the world in millionaires, with 15.3 million people worth $1 million or more.

Japan ranks second with 2.7 million millionaires, while the U.K. ranks third with 2.2 million. China ranks fifth with 1.9 million millionaires, but its millionaire population is expected to hit 2.8 million by 2022.

Robert Frank CNBC Reporter and Editor

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PostPosted: Thu Nov 23, 2017 3:30 am 
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I paid off my credit card last week. Definitely happy about that, though I use it regularly for weekly purchases. I had built up some debt over the year when I purchased a washer and dryer, and a few other necessities.

I like making purchases with it for things I need, as long as I can afford to do so.

Since it's been a while, I also purchased a house and car. Car is fully paid for, and the house is quickly approaching the same point. (eta 5.5 years?)

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